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Tag: drop

  • As home loan applications drop, the big four banks face a growing challenge from Macquarie | ‘I…

    As home loan applications drop, the big four banks face a growing challenge from Macquarie | ‘I…

    Explore the latest developments concerning As home loan.

    As home loan applications drop, the big four banks face a growing challenge from Macquarie

    Over the past week, all four of Australia’s biggest banks have reported falls of between 12% to 20% in new home loan applications since the May federal budget.

    After announcing it would keep interest rates on hold, the Reserve Bank confirmed demand for new home loans has “declined noticeably”.

    For anyone currently in the market for a new or refinanced home loan, that’s good to know – because banks are now competing even harder to win customers.

    Since the start of June, at least 31 smaller lenders – though not yet the biggest four – have begun offering slightly lower variable home loan rates for new customers.

    ‘I’d much prefer to be a non-bank than a bank’: Alternative lenders gain as the big four falter

    As big banks brace for hits to their earnings following the federal budget, smaller rivals are seizing opportunities despite the rapidly-softening property market.

    While a quarterly earnings update on Monday revealed new investor applications at Westpac had fallen 26%, Bluestone Home Loans has confirmed it had doubled loan originations to $9 billion running into the end of the financial year.

    “Three years ago we did 2.4. Last year we did 4.5. This year $9 billion. So we’ve consistently doubled it over the last three years,” chief commercial officer Tony McCrae told a media briefing in Sydney this month.

    “I’d much prefer to be a non-bank than a bank at the moment. I know the banks are probably feeling it more as a whole.”

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    Australian Finance Group

    As the major banks get wrongfooted by a softening property market, smaller rivals are seizing on opportunities.

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  • Virgin flights drop to $429 in major international sale | Fly overseas for $429 in Virgin sale | …

    Virgin flights drop to $429 in major international sale | Fly overseas for $429 in Virgin sale | …

    Explore the latest developments concerning Virgin flights drop.

    Virgin launches major Bali sale from $429 after destination crowned Aussie favourite: 'Winter dragging on'

    Australians dreaming of a Bali holiday can snap up return flights from $429 after Virgin launched a new international sale for one of our most popular overseas destinations.

    Virgin Australia announced the sale on Monday, offering discounted flights from five Australian cities starting August 7.

    Bali was crowned Australia's top overseas destination for 2026 earlier this year, with travel expert Alex Stragalinos telling Yahoo Lifestyle there's "so much beauty" beyond hotspots like Canggu, Seminyak, Ubud and Kuta to explore.

    Virgin's cheapest fares are available from Melbourne and the Gold Coast, while Sydneysiders can snap up return flights from $499 and Brisbane travellers from $519.

    The sale also includes discounted fares to Queenstown, Fiji and Vanuatu.

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  • Petrol, diesel prices drop: ‘Cheapest in 5 yrs’ | Chalmers insists ‘widow’s tax’ will b…

    Petrol, diesel prices drop: ‘Cheapest in 5 yrs’ | Chalmers insists ‘widow’s tax’ will b…

    Explore the latest developments concerning Petrol, diesel prices.

    Chalmers insists ‘widow’s tax’ will be addressed, defends auction slump

    Qatar talks with Iran will be ‘perhaps important, perhaps not’: Trump

    Liberal Senator Jonno Duniam says “you can bet your bottom dollar” that Labor will eventually go ahead with a proposal to expand super payments to under-18s working less than 30 hours per week.

    Treasurer Jim Chalmers said on Tuesday that it wasn’t the government’s immediate priority but Labor would continue to engage with young people and the unions over the proposal.

    Liberal senator Jonno Duniam says Labor has essentially admitted they will make the change. Dominic Lorrimer

    “On whether the government, the people who control whether this happens or not, are going to do it – I think you can bet your bottom dollar they will,” Duniam told Sky news.

    Fuel excise explained

    On 1 July, the government’s fuel excise discount was extended at a reduced rate of 16 cents per litre (cpl) – it’s been 32cpl since April – the move is part of a gradual return to full priced fuel.

    So, how does the fuel excise work? Where does the funding go? How does global conflict impact fuel prices? 

    We put these questions to RACQ Principal Economic and Affordability Specialist Dr Ian Jeffreys. 

    How much will you save on a tank of fuel with the reduced excise discount?

    With a reduced 16cpl excise discount, motorists will save around $9 per fill up, based on a 50-litre tank compared to the full excise rate. At the previous 32cpl excise discount, drivers were saving $18 per tank.

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  • Spartans drop home opener to Southern Tier | Genesee County Spartans back for 4th season in NFA |…

    Spartans drop home opener to Southern Tier | Genesee County Spartans back for 4th season in NFA |…

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    Genesee County Spartans host Southern Tier on Saturday

    The Genesee County Spartans open the home portion of their 2026 semipro football season this Saturday.

    The Northeastern Football Alliance contest is set for 5 p.m. at Pembroke Town Park, not at Van Detta Stadium in Batavia as previously announced.

    Last weekend’s game against the Upstate Predators was determined by league officials to not count in the standings due to the lack of certified referees, and it will be rescheduled.

    Head Coach Jermaine Henderson’s team is one of eight in the NFA, which downsized from two divisions into one division this season.

    Last year, the Spartans finished with a 3-6 record, losing in the NFA playoff semifinals to the Buffalo Stampede, 20-6. This season marks the fourth for the team in the league.

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  • ‘Why drop Shubman Gill?’: Yograj Singh lambasts Ajit Agarkar-led selection panel | SKY’s the li…

    ‘Why drop Shubman Gill?’: Yograj Singh lambasts Ajit Agarkar-led selection panel | SKY’s the li…

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    'Why drop Shubman Gill?': Yograj Singh lambasts Ajit Agarkar-led selection panel

    At TOI Sports Desk, reporters work around the clock to bring you comprehensive updates from the world of sports. Expect nuanced match reports, previews, and reviews, along with statistics-based technical analysis, the latest social media trends, and expert insights across cricket, football, tennis, badminton, hockey, motorsports, wrestling, boxing, shooting, athletics, and more.Read More

    SKY’s the limit, as a new era dawns in men’s cricket | Cricket

    Indian cricket is rarely static, but the shakeup within the team, ahead of the T20 World Cup, feels transformative as well as edgy.

    The expectations are massive: the team must defend a well-earned supremacy on home soil in less than two months, while reframing its identity with a new generation of players, an upgraded philosophy, and a higher tolerance for calculated risk.

    Compare the T20 World Cups of 2007, 2016 and 2024 with the upcoming one, and the shift in culture seems almost tectonic.

    The most visible marker of it has been the team’s rapid transformation following the retirements of Virat Kohli, Rohit Sharma and Ravindra Jadeja. Their way of cricket was powerful and entertaining but still relatively old-school, their batting largely hinging on scoring according to the situation. T20 cricket, meanwhile, has evolved into a format that rewards explosive intent over prudence, flexibility over a particular order.

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